An Easy Way To Buy & Own Shares

Shares Saver is an administrative platform that helps individuals save monthly towards purchasing listed company shares in their own name. You make regular contributions, and once you’ve saved enough to buy a share, we automatically trigger the share purchase through a regulated stockbroker partner. All share certificates and documents are stored securely in your online account.

Shares Saver is a brand owned and operated by Towobo Limited, a business registered in the United Kingdom with the company number 13104258. Our registered office is located at 71 - 75 Shelton Street, London WC2H 9JQ.

Shares Saver operates as an administrative platform and is not regulated as a stockbroker, investment adviser, or stock trading service, and we do not provide these or related services ourselves. Our role is purely administrative; we partner exclusively with fully regulated brokers in each jurisdiction who provide these services on your behalf. We strictly adhere to all applicable UK and international regulations concerning data security and privacy. In the unlikely event that Shares Saver becomes insolvent, you could potentially lose an amount equivalent to less than the price of one share, or up to £500 in a regular account, or £10,000 in a wealth account, depending on the cash balance held. This cash is held temporarily in an unregulated savings account until sufficient funds accumulate to purchase shares. Once purchased, the shares are registered directly in your name, and Shares Saver has no claim over them; the regulated stockbroker partner in your jurisdiction acts as the custodian.

Shares Saver is not a stockbroker or investment advisor, and we do not offer investment advice or recommend specific shares to buy. Our role is strictly administrative—we facilitate saving, share purchasing, and direct share registration in your name. To do this, we partner with fully regulated stockbrokers across various jurisdictions who manage the actual share purchases.

Shares Saver is not a trading platform. While you can request share sales, purchases, and transfers through our service, it is designed specifically for long-term savers rather than active traders. Transactions typically take longer to complete—ranging from 5 to 30 days—because we operate as an intermediary between you and regulated stockbrokers. These timelines reflect the additional layers of compliance, verification, and security checks we perform to ensure every transaction is safe and accurate.

Yes, you can sell some or all of your shares through Shares Saver whenever you choose. Transactions typically take 5 to 30 days to complete due to our internal security procedures and checks. When you request a sale, we forward it to our regulated stockbroker partners to carry out the transaction. If you are selling shares not originally acquired through our platform, the process may take longer, as those shares must first be transferred into your Shares Saver account before being sold.

Shares Saver is available to adults aged 18 and over who are looking for a simple, secure way to save and own shares. Our platform is available globally to both local and foreign residents who wish to invest in their home or international markets, subject to the permissions and restrictions in the relevant jurisdictions.

You can purchase publicly listed company shares in countries where we have partnered with regulated brokers. The specific shares available may vary depending on local regulations and market access.

You can set up monthly contributions using secure payment methods such as direct debit, bank transfer, or card payment. Your funds are safely held until your balance is sufficient to purchase a share.

A Shares Saver contract is an agreement between you and Shares Saver to purchase shares on your behalf once your contributions reach the required share price. Each contract is linked to a single specific publicly listed company stock and outlines your intent to contribute regularly toward owning one or more shares in that company. The contract authorizes Shares Saver to act administratively and instruct the broker to buy the shares in your name. You can update or pause your monthly contributions at any time, giving you full control over the pace and flexibility of your investment journey.

A Shares Saver savings plan is the same as a Shares Saver 'Contract' and the terms are used interchangeably. It represents your agreement to regularly contribute funds toward the purchase of a specific publicly listed company share. Once your contributions reach the full share price, Shares Saver will automatically buy the share in your name. You can start, pause, or update your monthly contributions at any time, giving you full flexibility and control over your savings journey.

If your contributions haven’t reached the full price of a share, your money will remain in your account as cash. Once your balance is sufficient to purchase a share, we will automatically complete the purchase on your behalf.

No, Shares Saver does not pay interest on uninvested cash. We typically only hold small balances—usually less than the cost of a single share—because funds are used to purchase shares as soon as the minimum amount is reached. Any cash held temporarily in your account will not accrue or generate interest.

Shares are purchased in your name and registered directly with the relevant share registrar or broker. You will receive digital copies of your share certificates and can request paper copies by post if needed.

Yes, you select the specific publicly listed company from our list of supported companies. Each contract you create with us will be for a specific company. You can have a maximum of three contracts totalling no more than £500 per month with us as a regular saver.

We use industry-standard security protocols to protect your data and funds. All transactions and document storage are encrypted and handled in accordance with data protection regulations.

Yes, Shares Saver charges a transparent monthly subscription fee of approximately £1, along with a platform fee of 0.4% per month based on the total value of your portfolio. Additional third-party fees, such as broker charges or currency conversion costs, may also apply depending on your transactions.

Shares Saver earns revenue through a small monthly subscription fee, a platform service fee based on your portfolio value, and a minor percentage on certain transactions. We do not charge commission for buying shares, ensuring your investments remain cost-effective and transparent.

Yes, you can withdraw any unallocated cash from your Shares Saver account at any time. Instructions and processing timelines are available in your account dashboard. We aim to make withdrawals easy, transparent, and accessible whenever you need your funds.

You will receive digital share certificates along with any official documentation confirming your ownership. All documents are securely stored and easily accessible in your Shares Saver account. Paper copies are also available upon request.

Yes, you can transfer shares purchased through Shares Saver to another person or a different brokerage account. Transfers are subject to our verification process and may include applicable fees, depending on the destination and jurisdiction.

You can cancel a savings plan (or contract) at any time from your dashboard. Simply select the plan you want to cancel and click the 'Cancel' option. Your uninvested funds will remain in your account until you choose to withdraw or assign them to a new plan.

If a company you are investing in becomes delisted or undergoes a significant corporate change (such as a merger or acquisition), we will notify you and guide you through the next steps. Depending on the situation, we may work with our broker partners to help you transfer, hold, or liquidate the shares in line with the official company action.

Yes, selling shares may result in tax obligations, such as capital gains tax, depending on your personal financial situation and the tax laws in your country. Shares Saver does not provide tax advice, but we will supply detailed transaction records to help you and your accountant calculate any potential liabilities. In some cases, taxes may be deducted at the source. Where applicable, we will include those details in your transaction documents.

No, each contract is tied to a specific company’s stock and cannot be changed once created. However, you can pause or cancel the contract at any time. If you wish to invest in a different company, you can create a new savings plan (contract) linked to your preferred stock and discontinue the old one.

Our friendly support team is available to help you with anything—from setting up your account and completing KYC to accessing documents or resolving issues. We’re with you at every step—ready to assist whenever you need help.

To meet regulatory standards, Shares Saver collects the required identification documents and performs KYC checks in collaboration with our regulated broker partners before activating your account. We collect only what’s necessary to comply with regulations and protect your account.

The documents required for Know Your Customer (KYC) verification may vary by jurisdiction, but generally include: proof of identity (such as a passport or national ID), proof of address (such as a utility bill or bank statement), and proof of income or source of funds. In some cases, we may also request tax identification details or additional documents to meet local regulatory requirements.

Simply sign up online, complete your KYC, and set up your monthly savings plan. You’ll be able to track your progress and manage your shares all in one place.