A plain-English breakdown of every charge associated with using Shares Saver — monthly subscription, management fee, and broker costs.
Transparency about fees is one of the principles Shares Saver is built on. Before you commit to any investment platform, you should know exactly what you will be charged. Here is a plain-English explanation of every cost associated with using Shares Saver.
Shares Saver charges a flat monthly subscription fee of ₦1,500. This covers access to the platform, your savings plan administration, your investment account, and the administrative processing of your share purchases. The subscription fee is fixed regardless of how many shares you hold or how much you contribute.
In addition to the subscription fee, Shares Saver charges a platform management fee of 0.4% per month calculated on the value of your shareholding. This fee reflects the ongoing work of managing your savings plan, coordinating with broker partners, and maintaining your account and ownership records.
These two fees — ₦1,500/month subscription and 0.4%/month management fee — cover your full Shares Saver service. There are no hidden charges beyond broker and exchange costs described below.
When shares are purchased on the Nigerian Exchange Group (NGX), standard broker and exchange charges apply. These are not Shares Saver charges — they are the standard regulatory and brokerage costs that apply to any NGX trade, and they are passed through to you at cost without mark-up.
The combination of a monthly subscription and a management fee is a common structure for managed savings and investment services. The key test is whether the service you receive — and the ownership structure it provides — justifies the cost versus the alternative of using a raw stockbroker with no administrative support.
For investors who want their shares registered in their own name, a structured savings plan, and the simplicity of a digital platform, the Shares Saver fee structure is designed to be straightforward and proportionate.
See the full Shares Saver pricing page with all fees, inclusions, and transparency principles.
Pricing & Fees