Not investment advice. This page is for general research and educational purposes only. It is not a recommendation to buy, sell, or hold any shares. The value of investments can go up as well as down, and you may get back less than you invest. Always do your own research and consult a qualified financial adviser before investing.
Monthly Saving · Collection
An educational overview of well-known NGX-listed companies that investors frequently research when building a regular monthly share-saving plan. Not a recommendation to invest in any company.
Monthly share saving means committing a regular amount each month to buying shares, rather than investing a single large sum all at once. This approach — sometimes called naira-cost averaging — means you automatically buy more shares when prices are lower and fewer when prices are higher, reducing the impact of short-term price swings on your overall average purchase price.
Important: Naira-cost averaging does not eliminate investment risk. If shares in a company fall in value and do not recover, you will lose money regardless of how regularly you invested. Regular investing also does not guarantee profits or protect against a declining market. Always understand the company you are investing in and the risks involved.
Shares Saver is designed to make it easy to buy and hold Nigerian shares on a regular monthly basis, with your shares registered directly in your legal name through a regulated Nigerian broker.
Not recommendations. Conduct your own research before making any investment decision.
Nigeria's largest mobile network operator and one of the NGX's most-traded large-cap equities. Widely researched by first-time Nigerian share investors due to its brand familiarity and its position as a leading NGX blue-chip name across telecoms and fintech.
Research MTNN →One of the most recognised financial holding companies on the NGX. GTCO is frequently among the first banking names investors research when starting to build a Nigerian share portfolio. It owns Guaranty Trust Bank alongside other subsidiaries.
Research GTCO →Africa's largest cement producer by installed capacity and one of the heaviest-weight stocks on the NGX by market capitalisation. Dangote Cement is commonly researched by investors seeking exposure to Nigerian infrastructure and construction activity through a large-cap NGX name.
Research DANGCEM →One of Nigeria's largest food companies, listed on the NGX since 2022. BUA Foods produces sugar, flour, pasta, and edible oils for Nigeria's consumer market. Investors researching consumer goods exposure in a broad Nigerian portfolio commonly look at BUA Foods.
Research BUAFOODS →A long-established NGX-listed subsidiary of Nestle S.A. (Switzerland), one of the world's largest food companies. Nestle Nigeria's brand familiarity — Milo, Maggi, Golden Morn — makes it one of the first consumer goods names investors often research when exploring Nigerian shares.
Research NESTLE →Listing a company in this collection does not mean Shares Saver endorses or recommends buying its shares. This is an educational resource only.
Can you afford to invest regularly?
Only invest money you can genuinely set aside for the long term. Monthly share saving works best when you do not need to withdraw your investment at short notice — share prices can fall significantly in the short term.
Understand each company before buying
Do not buy shares in a company simply because it appears on a list. Research what the company does, its financial health, its competitive position, and the risks involved. Read the annual report and NGX disclosures.
Think about sector diversification
Buying multiple shares in the same sector (e.g., only banks) concentrates your risk in a single area of the economy. Over time, many investors research ways to spread their monthly saving across different sectors.
Consider transaction costs
Every share purchase involves brokerage fees, NGX levies, and SEC fees. Small monthly purchases can mean transaction costs represent a proportionally higher share of the amount invested. Review Shares Saver's fee schedule before investing.
Currency risk for diaspora investors
If you are investing from outside Nigeria, you will be converting foreign currency to Naira to buy shares and potentially converting back when you sell or receive dividends. Exchange rate movements can have a material impact on your actual returns in your home currency.
Seek independent financial advice
Shares Saver does not provide investment advice. A qualified financial adviser can help you assess whether regular share saving in Nigerian equities is appropriate for your personal financial situation, risk tolerance, and goals.
No. This page is for general research and educational purposes only. It is not investment advice and it is not a recommendation to buy, sell, or hold any shares. The companies listed are examples of widely researched NGX-listed names — this is not an endorsement. Shares Saver does not provide investment advice. Please consult a qualified financial adviser before making any investment decision.
Regular monthly investing means committing a fixed amount to buying shares each month, regardless of the current share price. Over time, this approach (sometimes called pound-cost averaging or naira-cost averaging) means you buy more shares when prices are lower and fewer when prices are higher. This does not eliminate risk — the value of shares can fall significantly and may take a long time to recover — but it can reduce the impact of timing decisions on the overall cost basis. Shares Saver is designed to support this kind of regular monthly buying pattern.
Shares Saver connects diaspora and international investors to a regulated Nigerian broker, enabling you to buy and hold NGX-listed shares directly in your legal name. Shares are registered in the Central Securities Clearing System (CSCS) under your name — not in a nominee account. This makes it easier to build a regular monthly investment habit in Nigerian shares from outside Nigeria.
Regular investing reduces some timing risk — by spreading purchases over time, you are less exposed to buying at a single high point. However, it does not eliminate investment risk. The value of Nigerian shares can fall significantly and may not recover. Sector concentration (buying only one sector of shares every month) can also create concentrated risk. Diversification, understanding each company, and seeking financial advice are all important parts of responsible investing.
Shares Saver is built for investors who want to buy Nigerian shares regularly, with direct CSCS registration in your legal name.