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Shares Saver is powered by Crown Capital Limited, a stockbroker registered and regulated by the Securities and Exchange Commission (SEC) of Nigeria. All securities transactions, including the purchase and sale of shares, are carried out through Crown Capital Limited. Shares Saver does not make any recommendations to buy, sell or otherwise deal in investments. Investors make their own investment decisions. The services and securities provided by Shares Saver may not be suitable for all customers and, if you have any doubts, you should seek advice from an independent financial adviser. The value of investments can go up as well as down and you may receive back less than your original investment.

  1. Home
  2. About
  3. How It Works

How the Shares Saver Investment App Works

From creating your account to owning NSE-listed stocks directly in your name — here is the complete step-by-step journey through the Shares Saver investment app.

What Is Direct Ownership?

8 Steps from Sign-Up to Ownership

  1. 01

    Create Your Free Account

    Download the Shares Saver investment app or sign up at sharessaver.com. Registration is free. Provide your basic personal details to get started.

    Takes less than 5 minutes.
  2. 02

    Complete Identity Verification

    Upload your identity documents — a valid Nigerian ID, passport, or driver's licence — to verify your identity in line with Nigerian KYC (Know Your Customer) regulations.

    Usually approved within 1–3 business days.
  3. 03

    Choose Your NSE-Listed Company

    Browse the available companies listed on the Nigerian Exchange Group (NGX) and select the one you want to invest in. Shares Saver offers a curated selection of established Nigerian companies.

    Pick one or multiple companies.
  4. 04

    Set Up a Monthly Savings Plan

    Set the amount you want to save each month towards buying shares. Shares Saver creates a structured plan that helps you invest regularly and consistently over time.

    Start with whatever amount suits you.
  5. 05

    Fund Your Account

    Add money to your Shares Saver account using your preferred payment method. Funds are held securely while your savings plan accumulates towards a purchase.

    Multiple funding options available.
  6. 06

    Shares Saver Instructs a Regulated Stockbroker

    Once your savings plan reaches the threshold for a purchase, Shares Saver instructs one of its regulated stockbroker partners to buy your shares on the NGX at market price.

    All brokers are fully regulated.
  7. 07

    Shares Are Registered Directly in Your Name

    After market settlement, the shares you purchased are registered directly in your legal name with the relevant registrar — not in a collective fund, not as a platform balance.

    This is the key difference. You own the shares.
  8. 08

    Manage Your Portfolio

    View your shareholding, track value over time, access ownership documentation, and set up future contributions — all from within the Shares Saver app.

    Your dashboard. Your portfolio.

The Step That Sets Shares Saver Apart: Step 7

Many investment apps stop at "we bought shares on your behalf." Shares Saver goes further: your shares are registered directly in your own legal name — not in a pool, not as a platform credit. You are the registered shareholder.

What Is Direct Share Ownership?

Common How It Works Questions

How long does it take to buy shares through Shares Saver?

Account setup and verification typically takes 1–3 business days. Share purchases are executed once your savings plan reaches the target amount and sufficient funds are available.

Do I need a separate stockbroking account?

No. Shares Saver manages the relationship with regulated stockbroker partners on your behalf. You only need a Shares Saver account.

What is the minimum amount I can invest?

Shares Saver is designed for regular savers. The minimum contribution amount depends on your chosen company and current share price. Start with what you can afford.

What happens if I want to stop my savings plan?

You can pause or cancel your savings plan at any time from within the app. Any shares already registered in your name remain yours.

Start Your Investment Journey Today

Join investors using the Shares Saver investment app to own Nigerian stocks directly in their name.

See Fees & Pricing

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