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Shares Saver is powered by Crown Capital Limited, a stockbroker registered and regulated by the Securities and Exchange Commission (SEC) of Nigeria. All securities transactions, including the purchase and sale of shares, are carried out through Crown Capital Limited. Shares Saver does not make any recommendations to buy, sell or otherwise deal in investments. Investors make their own investment decisions. The services and securities provided by Shares Saver may not be suitable for all customers and, if you have any doubts, you should seek advice from an independent financial adviser. The value of investments can go up as well as down and you may receive back less than your original investment.

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  3. What Happens After Buying Shares in Nigeria?
← Investing glossary

What Happens After Buying Shares in Nigeria?

Once you have bought shares in a Nigerian company through a regulated platform, the transaction goes through several steps before the shares are fully yours. Here is what happens after you press "invest".

Definition

The process that occurs after a share purchase on the NGX, including T+2 settlement, CSCS registration, and shareholder record updates.

Step 1: Trade execution on the NGX

Your platform (Shares Saver) instructs its regulated broker partner to buy the specified number of shares on the Nigerian Exchange. The broker places and executes the order at the prevailing market price.

Step 2: T+2 settlement

The trade settles two business days after execution. During this window, CSCS processes the transfer of shares from the seller to the buyer (you). Payment is also transferred from your broker to the seller's broker.

Step 3: CSCS account credited

After settlement, your CSCS account is credited with the purchased shares. This is the official record of your ownership at the depository level.

Step 4: Shareholder register update

The company's registrar updates the shareholder register to include your name. This is what makes you a legal shareholder — eligible for dividends, corporate actions, and AGM voting rights.

What you receive ongoing

As a registered shareholder, you will receive: dividends (if declared), AGM notices, rights issue offers, and any other corporate communications directed to shareholders. With Shares Saver, you can also monitor your portfolio directly in the app.

Frequently asked questions

How long does it take for shares to appear in my account?

Shares are reflected in your CSCS account approximately two business days after the trade date (T+2 settlement). You may see the trade as pending in the Shares Saver app before settlement completes.

Do I get a share certificate?

No. Nigerian shares are now held electronically in your CSCS account. Paper share certificates were phased out with the introduction of dematerialisation. Your CSCS account record is the equivalent.

When will I receive my first dividend?

Dividends are declared at the company's discretion — typically after annual or interim results. You will receive dividends for any shares you hold on the record date. Some companies pay annually, others pay interim dividends too.

Related concepts

T+2 SettlementCSCS AccountDividend

Ready to start investing in Nigerian shares?

Shares Saver lets you buy and own NGX-listed shares directly in your own name through regulated broker execution.

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