Savings Calculator
This savings and investment calculator estimates how monthly contributions could grow with compound interest. Figures are illustrative only.
Total Amount Invested
₦6,000,000Estimated Returns
₦7,104,569An illustration using the figures you entered, for education only — not financial, investment or tax advice. Real returns depend on prices, fees and tax at the time.
How Is This Calculated?
FV = S₀ × (1 + r)ⁿ + P × [(1 + r)ⁿ − 1] / r × (1 + r)Future Value of the investment
Amount already saved (initial lump sum)
Monthly savings amount
Monthly interest rate (annual rate ÷ 12)
Total number of months
Questions
Frequently Asked Questions
Then what
Turn the numbers into a plan
Model the outcome here, then let Shares Saver buy NGX-listed shares with the monthly amount — registered in your name, from ₦10,000 a month.
Best way to start investing with a small amount
How to begin investing consistently without waiting for a lump sum.
ReadHow to buy shares in Nigeria
A step-by-step walkthrough for first-time investors.
ReadHow dividends work in Nigerian stocks
How dividend income fits into long-term wealth building.
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