Step-Up Savings Calculator
See how increasing your monthly savings each year accelerates wealth growth. Figures are illustrative only.
Total Amount Invested
₦9,562,455Estimated Returns
₦9,186,424An illustration using the figures you entered, for education only — not financial, investment or tax advice. Real returns depend on prices, fees and tax at the time.
How Is This Calculated?
Each year: Monthly₍ᵧ₎ = Monthly₍ᵧ₋₁₎ × (1 + Step-Up%)Monthly savings in year y
Annual increase rate (e.g. 10%)
Sum of each year's future value with compound interest
Questions
Frequently Asked Questions
Then what
Turn the numbers into a plan
Model the outcome here, then let Shares Saver buy NGX-listed shares with the monthly amount — registered in your name, from ₦10,000 a month.
Best way to start investing with a small amount
How to begin investing consistently without waiting for a lump sum.
ReadHow to buy shares in Nigeria
A step-by-step walkthrough for first-time investors.
ReadHow dividends work in Nigerian stocks
How dividend income fits into long-term wealth building.
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