Inflation-Adjusted Savings Calculator
Compare the nominal future value of your savings with the real (inflation-adjusted) purchasing power. Figures are illustrative only.
Nominal Future Value
₦13,104,569Real Value (Today's ₦)
₦3,239,249Purchasing Power Lost
₦9,865,320An illustration using the figures you entered, for education only — not financial, investment or tax advice. Real returns depend on prices, fees and tax at the time.
Inflation Adjustment Formula
Real Value = Nominal FV ÷ (1 + inflation)ⁿFuture value in today's purchasing power
Future value before inflation adjustment
Annual inflation rate as a decimal
Number of years
Questions
Frequently Asked Questions
Then what
Turn the numbers into a plan
Model the outcome here, then let Shares Saver buy NGX-listed shares with the monthly amount — registered in your name, from ₦10,000 a month.
Best way to start investing with a small amount
How to begin investing consistently without waiting for a lump sum.
ReadHow to buy shares in Nigeria
A step-by-step walkthrough for first-time investors.
ReadHow dividends work in Nigerian stocks
How dividend income fits into long-term wealth building.
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