Free account, no minimum balance, and you can pause any month.
Estimate how long you might live based on Nigerian health statistics and your lifestyle. Use this to plan how many years of retirement income you need.
Sedentary: desk job, little exercise | Moderate: 3×/week | Active: daily exercise
Estimated Lifespan
60
years
Remaining Years
25
years left
58% of estimated lifespan elapsed
An illustration using the figures you entered, for education only — not financial, investment or tax advice. Real returns depend on prices, fees and tax at the time.
This calculator starts with Nigerian baseline life expectancy at birth (WHO 2023: male 57 years, female 60 years). A conditional survival bonus is added for each year you have already lived beyond age 30 — because having survived to your current age means you are statistically likely to live longer than the population average at birth. Lifestyle adjustments are then applied:
Questions
Then what
Model the outcome here, then let Shares Saver buy NGX-listed shares with the monthly amount — registered in your name, from ₦10,000 a month.
How to begin investing consistently without waiting for a lump sum.
ReadA step-by-step walkthrough for first-time investors.
ReadHow dividend income fits into long-term wealth building.
Read