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Longevity Calculator

Estimate how long you might live based on Nigerian health statistics and your lifestyle. Use this to plan how many years of retirement income you need.

years
18 yrs70 yrs

Sedentary: desk job, little exercise  |  Moderate: 3×/week  |  Active: daily exercise

Your Longevity Estimate

Estimated Lifespan

60

years

Remaining Years

25

years left

BirthAge 35 (you are here)Age 60

58% of estimated lifespan elapsed

Years in retirement (from age 60)0 years
Recommended pension horizon30 years
Planning tip: Always add a 5–10 year buffer. If your estimated lifespan is 60, plan retirement income to age 67 to avoid outliving your savings.
Estimates are based on WHO 2023 Nigerian life expectancy data and population-level lifestyle adjustments. Individual outcomes vary. This is not medical advice.

An illustration using the figures you entered, for education only — not financial, investment or tax advice. Real returns depend on prices, fees and tax at the time.

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How Is This Estimated?

This calculator starts with Nigerian baseline life expectancy at birth (WHO 2023: male 57 years, female 60 years). A conditional survival bonus is added for each year you have already lived beyond age 30 — because having survived to your current age means you are statistically likely to live longer than the population average at birth. Lifestyle adjustments are then applied:

  • Smoking: −7 years (consistent with global epidemiological data)
  • Exercise (sedentary): −3 years  |  Active: +3 years
  • Health (excellent): +3 years  |  Fair: −3 years  |  Poor: −7 years
  • Conditional bonus: +0.5 years for every year survived beyond age 30

Questions

Frequently Asked Questions

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