Free account, no minimum balance, and you can pause any month.
Compare your RSA balance against age-based benchmarks to see if your Nigerian pension savings are on track.
17% of the age-35 benchmark
Monthly voluntary contribution to close gap by age 60
₦90,119
Over 25 years at 10% return
An illustration using the figures you entered, for education only — not financial, investment or tax advice. Real returns depend on prices, fees and tax at the time.
Benchmarks are expressed as multiples of annual gross salary. They assume 18% total CPS contributions (10% employer + 8% employee) invested from age 22, growing at approximately 10% per annum — consistent with conservative RSA Fund III performance. They are illustrative targets only, not official PENCOM figures. Your actual target depends on your desired retirement income, expected retirement age, and other savings outside the RSA.
Questions
Then what
Model the outcome here, then let Shares Saver buy NGX-listed shares with the monthly amount — registered in your name, from ₦10,000 a month.
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